Tips and recommendations for secure online shopping
1. When making an online payment, make sure that the HTTPS and padlock symbols are in the web site URL address of the internet merchant. These elements are a guarantee of secure encryption when exchanging data;
2. Do not share the sensitive card data on the Internet and through social networks;
3. Do not use public computers and open public networks when making online payment
4. Do not share your PIN and CVC2 / CVV code (three-digit number on the back of the card) with others;
5. If you are a user of the ZiraatBank BH credit card, we strongly recommend using the Virtual Credit Card for internet payments with the possibility of personal management of the limit for internet transactions. The Virtual Credit Card is a product available to users of Ziraatbank BH digital channels and it was developed exclusively to provide our customers with an additional layer of security when shopping online.
6. Through digital channels Ziraatbank BH clients can activate or disable internet payments for their Main credit card.
7. Use the two-factor authentication, ie entering an additional OTP code (One-Time-Password) that the bank sends in an SMS message after entering the payment details on the secure payment page as an additional layer of security provided by 3D Secure;
8. Pay only to verified merchants, who have prominent Mastercard SecureCode and Mastercard Identity Check symbols on their online store websites, as this is a guarantee that your data is encrypted and not shared with anyone, not even with the merchant;
9. When creating an account with merchants, use strong passwords, ie avoid that your passwords are a combination of children's names, dates of birth and similar, obvious associations;
10. Before making a purchase, read the comments and experiences of previous users and buyers as a guideline on satisfaction with the cooperation with a given retailer;
11. If you are planning to make higher-value purchases, check with the bank the amounts of daily limits and limits per transaction that could cause your transaction to be declined.