Open Savings is the simplest model of savings. It is the model of savings where You are able to choose the Number of days of savings. This model of savings gives You ability to add extra money on existing amount of savings, and also it is possible to raise the partial amount of money without interrupting existing Savings contracts. Open Savings is ideal model of children's savings accounts.
Open savings model allows you to:
- Open a savings account for free,
- In any time you can deposit your money into account,
- Money can be withdrawn at any branch.
- You can open account in domestic or foreign currency without minimum deposit
Interest rates on Open Savings
|
OPEN SAVINGS IN KM |
||
|
|
NKS (%) |
*EKS (%) |
|
31-90 DAYS |
- |
- |
|
91-180 DAYS |
- |
- |
|
181-365 DAYS |
- |
- |
|
366-540 DAYS |
0,25 |
0,25 |
|
541 - 3.240 DAYS |
0,60 |
0,60 |
|
OPEN SAVINGS IN EUR/USD |
||
|
|
NKS (%) |
*EKS (%) |
|
31-90 DAYS |
- |
- |
|
91-180 DAYS |
- |
- |
|
181-365 DAYS |
- |
- |
|
366-540 DAYS |
0,25 |
0,25 |
|
541 - 3.240 DAYS |
0,50 |
0,45 |
* EKS is calculated for deposits in amount of 30.000,00 KM, 30.000,00 EUR, 30.000,00 USD
Expressed as the nominal interest rate per annum, fixed for the period of deposit.
Savings deposits of up to 70,000 KM are insured in accordance with the Deposit Insurance Act through the Deposit Insurance Fund at the Deposit Insurance Agency of Bosnia and Herzegovina. You can download the information form for the depositor here. For additional information and protection, visit the website of the Deposit Insurance Agency www.aod.ba.