The Savings funds account is a deposit product that represents term savings in KM and EUR currency for retail customers with a possibility of adding additional funds during the duration of the deposit.
Advantages
• Fixed and attractive interest rates,
• The possibility of subsequent addition of funds during the term of deposit,
Characteristics
• Long-term savings intended for retail customers,
• Savings can be contracted in KM and EUR currency,
• The minimum amount for contracting savings account is 100 KM/50 EUR,
• The maximum amount in the savings account is 200,000 KM/100,000 EUR,
• Disposal of funds possible after the expiry of the contract.
Interest rate Overview
Savings with payment of interest at maturity
|
SAVINGS ACCOUNT IN KM |
||
|
|
NKS (%) |
*EKS (%) |
|
1 MONTH |
- |
- |
|
3 MONTHS |
- |
- |
|
6 MONTHS |
- |
- |
|
12 MONTHS |
- |
- |
|
13 MONTHS |
- |
- |
|
18 MONTHS |
- |
- |
|
24 MONTHS |
- |
- |
|
36 MONTHS |
1,60 |
1,58 |
|
48 MONTHS |
1,80 |
1,75 |
|
60 - 108 MONTHS |
1,85 |
1,79 |
|
SAVINGS ACCOUNT IN EUR/USD |
||
|
|
NKS (%) |
*EKS (%) |
|
1 MONTH |
- |
- |
|
3 MONTHS |
- |
- |
|
6 MONTHS |
- |
- |
|
12 MONTHS |
- |
- |
|
13 MONTHS |
- |
- |
|
18 MONTHS |
- |
- |
|
24 MONTHS |
- |
- |
|
36 MONTHS |
1,50 |
1,48 |
|
48 MONTHS |
1,60 |
1,56 |
|
60 - 108 MONTHS |
1,70 |
1,64 |
* EKS is calculated for deposit in amount of 30.000,00 KM/EUR/USD.
Savings deposits of up to 70,000 KM are insured in accordance with the Deposit Insurance Act through the Deposit Insurance Fund at the Deposit Insurance Agency of Bosnia and Herzegovina. You can download the information form for the depositor here. For additional information and protection, visit the website of the Deposit Insurance Agency www.aod.ba.