Time savings is designed for those clients who wish to save safely for a limited period of time with return of invested money increased by the respective interest.
Time savings provides:
- Security, because after expiration of the Term Savings you will get your capital increased for interest
- Attractive interest rate depending on amount and term
- Funds may be deposited in KM, EUR or USD
Interest rates on Time savings
|
TERM DEPOSIT IN KM |
||
|
|
NKS (%) |
*EKS (%) |
|
1 MONTH |
0,01 |
0,01 |
|
3 MONTHS |
0,025 |
0,025 |
|
6 MONTHS |
0,20 |
0,20 |
|
12 MONTHS |
0,40 |
0,40 |
|
13 MONTHS |
0,60 |
0,60 |
|
18 MONTHS |
0,95 |
0,95 |
|
24 MONTHS |
1,25 |
1,25 |
|
36 MONTHS |
1,45 |
1,43 |
|
48 MONTHS |
1,65 |
1,61 |
|
60 - 108 MONTHS |
1,65 |
1,60 |
* EKS is calculated for deposit in amount of 30.000,00 KM.
Expressed as the nominal interest rate per annum, fixed for the period of deposit.
|
TERM DEPOSIT IN EUR/USD |
||
|
|
NKS (%) |
*EKS (%) |
|
1 MONTH |
0,00 |
0,00 |
|
3 MONTHS |
0,02 |
0,02 |
|
6 MONTHS |
0,10 |
0,10 |
|
12 MONTHS |
0,40 |
0,40 |
|
13 MONTHS |
0,50 |
0,50 |
|
18 MONTHS |
0,90 |
0,90 |
|
24 MONTHS |
1,20 |
1,20 |
|
36 MONTHS |
1,40 |
1,38 |
|
48 MONTHS |
1,60 |
1,56 |
|
60 - 108 MONTHS |
1,60 |
1,55 |
EKS is calculated for deposit in amount of 30.000,00 EUR and 30.000,00 USD.
Expressed as the nominal interest rate per annum, fixed for the period of deposit.
Savings deposits of up to 70,000 KM are insured in accordance with the Deposit Insurance Act through the Deposit Insurance Fund at the Deposit Insurance Agency of Bosnia and Herzegovina. You can download the information form for the depositor here. For additional information and protection, visit the website of the Deposit Insurance Agency www.aod.ba.