Children’s Savings – Small Steps for a Big Future
Give your child a secure financial start and teach them the value of saving from an early age. Children’s Savings is a special product designed for minors up to the age of 18, created to support your plans for their carefree and secure future.
With savings in our Bank, you’re not only building savings – you’re also developing healthy financial habits that will stay with your child for life.
Why choose Children’s Savings?
- No account opening fees
- No minimum initial deposit - save at your own pace
- Ability to make deposits atany time during the term
- Felixible currency shoice: BAM or EUR
- Maximum savings amonut: 30,000 BAM or 15,000 EUR
- Maximum term: 13 months
Start today – because every small saving today means more opportunities tomorrow.
Interest rates on Kids Savings
|
CHILD SAVINGS IN KM |
||
|
|
NKS (%) |
*EKS (%) |
|
1 MONTH |
- |
- |
|
3 MONTHS |
- |
- |
|
6 MONTHS |
- |
- |
|
12 MONTHS |
- |
- |
|
13 MONTHS |
1,00 |
1,00 |
|
18 MONTHS |
1,05 |
1,05 |
|
24 MONTHS |
1,35 |
1,35 |
|
36 MONTHS |
1,55 |
1,53 |
|
48 MONTHS |
1,75 |
1,71 |
|
60 - 108 MONTHS |
2,00 |
1,92 |
|
CHILD SAVINGS IN EUR/USD |
||
|
|
NKS (%) |
*EKS (%) |
|
1 MONTH |
- |
- |
|
3 MONTHS |
- |
- |
|
6 MONTHS |
- |
- |
|
12 MONTHS |
- |
- |
|
13 MONTHS |
1,00 |
1,00 |
|
18 MONTHS |
1,05 |
1,05 |
|
24 MONTHS |
1,35 |
1,35 |
|
36 MONTHS |
1,55 |
1,53 |
|
48 MONTHS |
1,75 |
1,71 |
|
60 - 108 MONTHS |
2,00 |
1,92 |
* EKS is calculated for deposits in amount of 30.000,00 KM/EUR/USD.
Expressed as the nominal interest rate per annum, fixed for the period of deposit.
Savings deposits of up to 70,000 KM are insured in accordance with the Deposit Insurance Act through the Deposit Insurance Fund at the Deposit Insurance Agency of Bosnia and Herzegovina. You can download the information form for the depositor here. For additional information and protection, visit the website of the Deposit Insurance Agency www.aod.ba.