Mortgage loan

MORTGAGE LOAN PROMOTION WITH A FIXED INTEREST RATE!

For life-changing decisions – with long-term security and favorable terms.

Loans with a fixed interest rate provide you with the financial stability and flexibility needed to realize all your life goals.

MORTGAGE LOANS:

  •  Non-purpose loans and refinancing loans secured by mortgages
  •  Maximum repayment period: 240 months
  •  FIXED nominal interest rate from 3.09% (EKS 3.73%)
  • Maximum loan amount in accordance with the Bank's internal acts

 

Informative overview of annuities
Repayment period/ Loan amount in KM 5 year 10 year 12 year 15 year 20 year
50.000,00 900 492 437 374 321
100.000,00 1800 983 875 749 643
150.000,00 2.701 1.475 1.312 1.123 964
200.000,00 3.601 1.967 1.750 1.498 1.286
250.000,00 4.502 2.459 2.187 1.873 1.607

*EKS 3.73% is calculated on the amount of 100.000,00 KM and repayment period of 5 years, with a fixed nominal interest rate of 3,09%. The calculation of the effective interest rate includes a fee for maintaining a credit account (only in FBIH and Brčko District), the cost of purchasing a bill of exchange, the costs of obtaining a CRK (only in FBIH and Brčko District), insurance costs, the cost of obtaining a ZK and other costs of constituting a mortgage.

Mandatory products with credit:

  •      Current account and debit card
  •      Overdraft
  •      Credit card
  •        Mobile banking

 

For more information, visit the nearest ZiraatBank branch or contact us through the web contact form at www.ziraatbank.ba  / customer communication center 081920088.