Non-purpose loans and refinacing loans

Ziraat Bank BH loan campaign "Summer wave 2026"

Making the moments that matter possible!

 

NON-PURPOSE LOANS AND REFINANCING LOANS

  • Maximum loan amount up to 50,000 KM
  • Maximum repayment term 10 years
  • FIXED nominal interest rate starting from 3,09% (EKS 4,37%)*
Informative overview of annuities
Repayment period/ Loan Amount in KM 1 year  3 year 5 year 7 year 10 year
10.000,00 847 293 183 137 103
20.000,00 1.694 586 367 275 207
30.000,00 2.542 880 551 412 310
40.000,00 3.389 1.173 734 550 414
50.000,00 4.236 1.467 918 687 518

* EKS 4,37% is calculated on the amount of 50,000.00 KM for a repayment term of 12 months with a fixed nominal interest rate of 3,09%. The calculation of the effective interest rate includes the loan processing fee costs, fee for maintaining a credit account (only in FBIH and Brčko District), the cost of purchasing a bill of exchange, the cost of obtaining a report from the CRK (only in FBIH and Brčko District) and the cost of an insurance policy.

Mandatory products with credit:

  • Current account and associated debit card, with mandatory directing of regular monthly income to an account opened with the Bank
  • Credit card
  • Mobile banking service
  • Credited current account

 

For more information, visit the nearest ZiraatBank branch or contact us through the web contact form at www.ziraatbank.ba  / customer communication center 081920088.