Loyalty credit campaign

Ziraat Bank BH loan campaign "Loyalty credit campaign"

Loyalty that pays off – more favorable loans, exclusive conditions and benefits for our loyal customers. Your loyalty deserves the best!

Apply and get special conditions with a fixed interest rate and no loan processing fees. Take advantage of this opportunity and shape your future with loans from the 'Loyalty Campaign'.

NON-PURPOSE LOANS AND REFINANCING LOANS

  • Maximum loan amount up to 50,000 KM
  • Maximum repayment term 10 years
  • FIXED nominal interest rate starting from 3.79% (EKS 5.20%)* (fixed interest rate for the entire loan repayment period)

Informative overview of annuities

Payment period/

Loan Amount in KM

1 year

3 year

5 year

7 year

10 year

10.000,00

851

296

187

141

107

20.000,00

1.701

592

375

283

215

30.000,00

2.552

888

562

423

322

40.000,00

3.402

1.184

749

565

430

50.000,00

4.253

1.480

936

706

537

* EKS 5.20% is calculated on the amount of 50,000.00 KM for a repayment period of 12 months with a fixed nominal interest rate of 3.79%. The calculation of the effective interest rate includes the fee for maintaining the credit account, the cost of purchasing a bill of exchange, the cost of obtaining reports from the Central Bank of Croatia and the cost of the insurance policy.

Fulfillment of at least one of the following conditions:

  • Actively receiving salary through our Bank (Clients who have been receiving salary through our Bank account regularly in the last 6 months)
  • Clients with regular loan repayments (Clients who have used loans for individuals in our Bank in the last 3 years and who have not had/do not have any delays in loan repayments, and who are classified in the S1 category according to credit debts in our Bank)
  • Clients who have savings or an active credit card in our Bank (Clients who have a minimum of 5,000.00 KM or the equivalent in foreign currency in a term deposit account in our Bank or clients who have actively used a credit card at least 3 times in the last 6 months)
  • Mobile banking users (Clients who have actively used our Bank's mobile application at least 3 times in the last 6 months)

For more information, visit the nearest ZiraatBank branch or contact us via the web contact form at www.ziraatbank.ba / customer communication center 081920088