Golden age 2025

Ziraat Bank BH Special Loan Offer for Pensioners “Golden Age 2025”

Smart decisions come with age and experience!

Apply now and take advantage of promotional terms with a fixed interest rate. Enjoy special loan benefits prepared by ZiraatBank for both new and existing clients.

NON-PURPOSE LOANS AND REFINANCING LOANS

  • Maximum loan amount up to BAM 50,000
  • Maximum repayment period of 10 years
  • FIXED nominal interest rate starting from 4.19% (EKS 6.79%)* (Fixed interest rate for the entire loan repayment period)

Informative overview of annuities

Payment period/

Loan Amount in KM

3 year

5 year

10 year

10.000,00

296

187

107

20.000,00

592

375

214

30.000,00

888

562

321

40.000,00

1.184

749

428

50.000,00

1.480

936

535

 

 

 

 

 

 

 

 

 

 

 

 

* EKS 6.79% is calculated for a loan amount of BAM 30,000 with a repayment term of 36 months and a fixed nominal interest rate of 4.19%. The calculation of the annual percentage rate includes the loan processing fee, the cost of purchasing a promissory note, the cost of obtaining a credit report from the Credit Registry, and the risk insurance premium for the loan beneficiary.

Campaign Conditions:

  • Current account and corresponding debit card with mandatory pension payment or transfer to an account opened in the Bank
  • Overdraft

For more information, visit the nearest ZiraatBank branch or contact us via the web contact form at www.ziraatbank.ba / customer communication center 081920088