Spring plans

ACHIEVE YOUR PLANS THIS SPRING

NON-PURPOSE LOANS WITH FIXED INTEREST RATE!

Take advantage of special benefits within the "Spring Plans 2026" campaign - apply for cash and refinancing loans with a fixed and favorable interest rate. Shape your financial future today.

 NON-PURPOSE LOANS AND REFINING LOANS:

  • Maximum loan amount up to 50,000 KM
  • Maximum repayment period 10 years
  • FIXED nominal interest rate from 2.85% (EKS 4.12%)* (fixed interest rate for the entire loan repayment period)
Informative overview of annuities
Repayment period/Loan Amount (BAM)  1 year 3 year 5 year 7 year 10 year
10.000,00 846 292 183 136 102
20.000,00 1.692 585 365 273 205
30.000,00 2.539 877 548 409 307
40.000,00 3.385 1.169 730 546 410
50.000,00 4.231 1.462 913 682 512

*EKS 4,12% is calculated on the amount of 50,000.00 KM for a repayment period of 12 months with a fixed nominal interest rate of 2.85%. The calculation of the effective interest rate includes the loan processing fee, the credit account administration fee (refers to loans contracted in branches in the FBiH and Brčko District), the cost of purchasing a bill of exchange, the cost of obtaining a report from the CRK and the cost of an insurance policy.

 

Mandatory products with credit:

  • Current account and debit card
  • Overdraft
  • Credit card
  • Mobile banking

For more information, visit the nearest ZiraatBank branch or contact us through the web contact form at www.ziraatbank.ba  / customer communication center 081920088