SPECIAL OFFER ON GREEN CAR LOANS AND LOANS FOR ENERGY EFFICIENCY A+!
ZiraatBank BH d.d. has prepared a special offer WITH A FIXED INTEREST RATE for the purchase of electric and hybrid vehicles and loans for energy efficiency projects.
GREEN CAR LOANS:
- They are intended for financing the purchase of electric and hybrid vehicles
- With a FIXED nominal interest rate starting from 2.99% (EKS 9.02%*) (fixed interest rate for the entire loan repayment period)
- Loan processing fee: 0.50%
- Maximum loan amount: 150,000 KM
- Maximum repayment period: 96 months
| Informative overview of annuities | ||||
| Repayment period/Loan Ammount BAM) | 1 year | 3 year | 5 year | 8 year |
| 50.000,00 | 4.234 | 1.465 | 916 | 612 |
| 80.000,00 | 6.775 | 2.345 | 1.466 | 978 |
| 100.000,00 | 8.469 | 2.930 | 1.832 | 1.223 |
| 120.000,00 | 10.163 | 3.516 | 2.199 | 1.468 |
| 150.000,00 | 12.703 | 4.395 | 2.748 | 1.835 |
EKS 6.13% is calculated on the amount of 50,000.00 KM for a repayment period of 12 months with a fixed nominal interest rate of 2.99%. The calculation of the effective interest rate includes the loan processing fee, the loan account administration fee (refers to loans contracted in branches in the FBiH and Brčko District), the cost of purchasing a bill of exchange, the cost of obtaining a report from the CRK, the cost of pledging a motor vehicle in the Pledge Registry and the cost of CASCO insurance.
ENERGY EFFICIENCY LOANS A+:
- With a FIXED nominal interest rate starting from 3.19% (EKS 6.59%) (fixed interest rate for the entire loan repayment period)
- Loan processing fee 0.50%
- Maximum loan amount: 50,000 KM
- Maximum repayment period: 120 months
| Informative overview of annuities | ||||
| 3 year | 5 year | 7 year | 10 year | |
| 10.000,00 | 294 | 184 | 138 | 104 |
| 20.000,00 | 588 | 368 | 276 | 208 |
| 30.000,00 | 882 | 552 | 414 | 312 |
| 40.000,00 | 1.175 | 736 | 552 | 416 |
| 50.000,00 | 1.469 | 921 | 690 | 520 |
EKS 6.59% is calculated on the amount of 50,000.00 KM for a repayment period of 12 months with a fixed nominal interest rate of 3.19%. The calculation of the effective interest rate includes the loan processing fee, the loan account administration fee (refers to loans contracted in branches in the FBiH and Brčko District), the cost of purchasing a bill of exchange, the cost of obtaining a report from the CRK and the cost of an insurance policy.
The purpose of consumer loans for energy efficiency A+ includes financing of:
- Replacement of heating systems with biomass or natural gas-based heating systems necessary for residential properties;
- Procurement and replacement of materials for insulation of external walls, roofs, and floor insulation, including acoustic and thermal insulation for floors and partition walls within residential properties;
- Costs related to the replacement of doors and windows with products that enable additional energy savings, as well as the replacement of old radiators with new thermostatically controlled radiators;
- Procurement and replacement of valves, air and water heat pumps, installation and replacement of solar collectors and solar thermal systems for domestic hot water;
- Procurement and replacement of materials for the installation of lighting systems equipped with energy-efficient bulbs (LED bulbs, sodium lamps, and other gas-discharge lamps);
- Purchase of household appliances with EU energy labels A and B: refrigeration units (refrigerators), washing machines/dishwashers, ovens, air conditioning units, and similar white goods;
- Electric bicycles, electric scooters, and bicycles.
Clients – individuals, who meet at least one of the following conditions can use the campaign conditions:
- Actively receiving salary through ZiraatBank BH dd
- Clients with regular loan repayments
- Clients who have a savings or active credit card in ZiraatBank BH dd
- User of the mobile banking application
For more information, visit the nearest ZiraatBank branch or contact us through the web contact form at www.ziraatbank.ba / customer communication center 081920088