Mortgage loan

MORTGAGE LOAN PROMOTION WITH A FIXED INTEREST RATE!

A solution for a future you believe in – with long-term security and favorable terms.

Non-purpose loans with a fixed interest rate provide you with the financial stability and flexibility needed to realize all your life goals.

MORTGAGE LOANS:

  • Non-purpose loans and refinancing loans secured by mortgages
  • Maximum repayment period: 20 years
  • FIXED nominal interest rate from 3.39% (EKS 4.20%*)
  • Maximum loan amount in accordance with the Bank's internal acts

Informative overview of annuities

Repayment period/
Loan Amount in KM

5 Year 10 Year 12 Year 15 Year 20 Year
50.000,00 907 499 445 380 327
100.000,00 1.814 998 890 759 654
150.000,00 2.721 1.497 1.335 1.139 981
200.000,00 3.629 1.996 1.779 1.519 1.308
250.000,00 4.536 2.494 2.224 1.898 1.635

*EKS 4,20% is calculated on the amount of 100.000,00 KM and repayment period of 60 months, with a fixed nominal interest rate of 3,39%. The calculation of the effective interest rate includes the loan processing fee costs, the cost of purchasing a bill of exchange, the costs of obtaining a CRK, insurance costs, the cost of obtaining a ZK and other costs of constituting a mortgage.


Mandatory products with credit:

  • Current account and debit card
  • Overdraft
  • Credit card
  • Mobile banking

For more information, visit the nearest ZiraatBank branch or contact us through the web contact form at www.ziraatbank.ba / customer communication center 081920088