HOUSING LOANS WITH FIXED INTEREST RATE WITHOUT FEE FOR LOAN PROCESSING!
ZiraatBank BH d.d. has prepared special loan terms so that all ZiraatBank clients take safe steps towards their own home with a HOUSING LOAN WITH A FIXED INTEREST RATE and a repayment period of up to 20 years.
HOUSING LOANS:
- Intended for the purchase of residential units
- Refinancing housing loans with other banks
- FIXED nominal interest rate from 2.89% (EKS 3.50%*)
- Maximum loan amount in accordance with the client's creditworthiness
| Informative overview of annuities | ||||||
|
Repayment period/ Loan Amount in KM |
3 Year | 5 Year | 10 Year | 12 Year | 15 Year | 20 Year |
| 50.000,00 | 1.452 | 896 | 480 | 430 | 370 | 316 |
| 100.000,00 | 2.903 | 1.792 | 961 | 861 | 739 | 632 |
| 150.000,00 | 4.355 | 2.688 | 1.441 | 1.291 | 1.109 | 948 |
| 200.000,00 | 5.807 | 3.584 | 1.921 | 1.721 | 1.478 | 1.264 |
| 250.000,00 | 7.258 | 4.480 | 2.401 | 2.151 | 1.848 | 1.580 |
*EKS 3,50% is calculated on the amount of 100.000,00 KM and repayment period of 10 years, with a fixed nominal interest rate of 2,89%. The calculation of the effective interest rate includes the costs of loan processing fees, loan account maintenance fees, bill of exchange purchase costs, CRK report costs, insurance policy, land registry acquisition costs, and other mortgage establishment costs.
Mandatory products with credit:
- Current account and debit card
- Overdraft
- Credit card
- Mobile banking
For more information, visit the nearest ZiraatBank branch or contact us through the web contact form at www.ziraatbank.ba / customer communication center 081920088