Pensıoners loans

Ziraat Bank BH Special Loan Offer for Pensioners “Golden Age 2025”

Smart decisions come with age and experience!

Apply now and take advantage of promotional terms with a fixed interest rate. Enjoy special loan benefits prepared by ZiraatBank for both new and existing clients.


NON-PURPOSE LOANS AND REFINANCING LOANS

  • Maximum loan amount up to BAM 50,000
  • Maximum repayment period of 10 years
  • FIXED nominal interest rate starting from 4.19% (EKS 6.79%)* (Fixed interest rate for the entire loan repayment period)
Informative overview of annuities
Payment period/Loan Amount in KM 3 Year 5 Year 10 Year
10.000,00 296 187 107
20.000,00 592 375 214
30.000,00 888 562 321
40.000,00 1.184 749 428
50.000,00 1.480 936 535

* EKS 6.79% is calculated for a loan amount of BAM 30,000 with a repayment term of 36 months and a fixed nominal interest rate of 4.19%. The calculation of the annual percentage rate includes the loan processing fee, the cost of purchasing a promissory note, the cost of obtaining a credit report from the Credit Registry, and the risk insurance premium for the loan beneficiary.

Campaign Conditions:

  • Current account and corresponding debit card with mandatory pension payment or transfer to an account opened in the Bank
  • Overdraft

For more information, visit the nearest ZiraatBank branch or contact us via the web contact form at www.ziraatbank.ba / customer communication center 081920088