Autumn - Winter 2025

Ziraat Bank BH loan campaign "Autumn-Winter 2025"

For new opportunities and smarter finances!

Take advantage of special benefits as part of the “Autumn–Winter 2025” campaign – apply for cash or refinancing loans with a fixed and favorable interest rate. Shape your financial future today!

NON-PURPOSE LOANS AND REFINANCING LOANS

  • Maximum loan ammount up to 50,000 KM
  • Maximum repayment term 10 years
  • FIXED nominal interest rate starting from 3.39% (EKS 6.05%)* (fixed interest rate for the entire loan repayment period)
Informative overview of annuities
Payment period/ Loan Amount in KM 1 Year 3 Year 5 Year 7 Year 10 Year
10.000,00 849 294 185 139 105
20.000,00 1.697 589 371 279 210
30.000,00 2.546 883 556 418 315
40.000,00 3.395 1.177 742 558 420
50.000,00 4.244 1.471 927 697 525

EKS 6.05% is calculated on the amount of 50,000.00 KM for a repayment period of 12 months with a fixed nominal interest rate of 3.39%. The calculation of the effective interest rate includes the loan processing fee, the cost of purchasing a bill of exchange, the cost of obtaining reports from the Central Bank of Croatia and the cost of the insurance policy.

Mandatory conditions – application/use of the following products and services:

  • Current account and associated debit card, with mandatory directing of regular monthly income to an account opened with the Bank,
  • Credit card,
  • Mobile banking service,
  • Credited current account

For more information, visit the nearest ZiraatBank branch or contact us via the web contact form at www.ziraatbank.ba / customer communication center 081920088