A Space for Living. A Space for Success

HOUSING LOANS WITH FIXED INTEREST RATE! 

ZiraatBank BH d.d. and Garden Sun lead you to a safe home or business premises - with special credit conditions, a fixed interest rate and a repayment period of up to 20 years 

HOUSING LOANS: 

  • Intended for financing the purchase of residential/commercial units in the Garden Sun residential-commercial complex in Mostar 

  • FIXED nominal interest rate from 2.89% (EKS 3.38%*) 

  • Maximum loan amount, maximum repayment period and collateral in accordance with the Bank's internal regulations 

 

Informative overview of annuities 

Repayment period/ 

Loan Amount in KM 

3 year 

5 year 

10 year 

12 year 

15 year 

20 year 

100.000,00 

2.903 

1.792 

960 

860 

734 

643 

150.000,00 

4.355 

2.688 

1.441 

1.291 

1.101 

964 

200.000,00 

5.806 

3.584 

1.921 

1.721 

1.468 

1.286 

250.000,00 

7.258 

4.480 

2.401 

2.151 

1.835 

1.607 

300.000,00 

8.710 

5.376 

2.882 

2.582 

2.203 

1.929 

*EKS 3.38% is calculated on the amount of 100,000.00 KM and a repayment period of 10 years, with a fixed nominal interest rate of 2.89%. The calculation of the effective interest rate includes the costs of loan processing fees, loan account management fees and the costs of reports from the CRK (refers to loans contracted in the territory of the Federation of Bosnia and Herzegovina and the Brčko District), the costs of purchasing a bill of exchange, , insurance policies, the cost of obtaining a land registry and other costs of constituting a mortgage. 

 

 

Mandatory products with credit: 

 

  • Current account and debit card 

  • Overdraft 

  • Credit card 

  • Mobile banking 

 

NEW! The bank's offer also includes special housing loan conditions for clients from the diaspora who want to buy real estate in the Garden Sun Mostar complex. 

For more information, visit the nearest ZiraatBank branch or contact us through the web contact form at www.ziraatbank.ba  / customer communication center 081920088