Pensioners loans

Ziraat Bank BH campaign for pensioners "Golden years"

ZiraatBank BH d.d. has prepared special conditions for contracting products and lending for pension beneficiaries.

Transfer your pension to ZiraatBank and enjoy the benefit without the monthly cost of maintaining your current account and without the monthly cost of maintaining your mobile banking until 31 December 2024!

NON-PROPOSAL LOANS AND REFINANCING LOANS

Cash, non-proposal loans for which it is not necessary to prove the cost of funds and loans intended to refinance credit obligations in other banks!

• Maximum loan amount up to 30,000 KM
• Maximum repayment period of up to 10 years
• Fixed interest rate for the entire duration of repayment of the loan
• NO credit processing fee

For users of additional products with credit – FIXED nominal interest rate already from 3.50% (EKS 5.51)*

*EKS 5.51% was calculated at 30,000.00 KM on the repayment period of 36 months at a fixed nominal interest rate of 3.50%. The calculation of the effective interest rate includes credit account holding fees, the cost of purchasing the bill of exchange, the costs of getting the CRK report and the costs of the insurance policy.

No additional products with a loan – FIXED nominal interest rate already from 4.00% (EKS 6.04)*

* EKS 6.04% was calculated at 30,000.00 KM on the repayment period of 36 months at a fixed nominal interest rate of 4.00%. The calculation of the effective interest rate includes credit account holding fees, the cost of purchasing the bill of exchange, the costs of getting the CRK report and the costs of the insurance policy.

Additional products with credit

• Current account – NO monthly maintenance costs of current account until 31 December 2024
• Digital banking - NO cost of monthly digital banking service until 31 December 2024
• Debit card – NO cost of first issuing a card   
• Current Account Overdraft
• Credit card