Campaign "Hello"!

At ZiraatBank, very favorable loans await you as part of the "Hello" campaign!

Clients who apply for a credit card and overdraft in ZiraatBank for the first time can use the benefits of lending at a 0% nominal interest rate.

  • Maximum loan amount up to 10,000 KM
  • Maximum repayment term 12 months
  • Nominal interest rate 0.00 % (EKS 2.80%)*

Informative overview of annuities

Repayment /

Amount in KM

4 months

6 months

8 months

10 months

12 months

1.000,00

250

167

125

100

83

3.000,00

750

500

375

300

250

5.000,00

1.250

833

625

500

417

7.000,00

1.750

1.167

875

700

583

10.000,00

2.500

1.667

1.250

1.000

833

* EKS 2.80% is calculated on the amount of 10,000.00 KM for a repayment term of 12 months with a nominal interest rate of 0.00%. The calculation of the effective interest rate includes the fee for processing the loan, the fee for maintaining a credit account, the cost of purchasing a bill of exchange, the cost of obtaining a report from the CRK and the cost of an insurance policy. Loan processing fee is 0.50%.

For more detailed information, you can contact us via e-mail address informacije@ziraatbank.ba or at the phone number 033/955-129.